The issue becomes Grey. Hoodies and other full to half body disguise as a silver bullet.
When a hoodie slips, assuming no other layers of disguise. And full clothing coverage? Then what has that failed roll, potentially baited by myself accomplished? Other than giving me a meta name? You can know him when you see him. Sure... Can you see how even that doesn't make sense? Because what happens when that person then goes and puts contacts in, changes their hair style, and shifts their posture, puts some make up on etc. And then has that disguise break again? Can I still recognize them without meta? I mean Johnny Solo coulda just turned into Joynny Femboy, and then had that disguise break, everything about him could be different except the frame, and the race.
What detail do we assume has come from the failed roll in an instance where a hood specifically has failed? And what consequence does it have? if I don't know someone, they beat me to shit, and their hood slips, and I can't tell me allies anything that they looked like? A name? Or anything beyond, "I dunno, pretty skinny. Male... Dirty as fuck."
I've literally seen people walking around with descs like, "Just a plain face in the crowd." While yeah I agree that having it reveal a lot of identity is counter to the stated intent of disguises. If your hood drops, you dun failed at the disguise. And if you are canny, you can get away, and change your shotdesc up completely rendering the whole OH You get a shortdesc point moot as well... Hell I know of people who change their shortdesc whenever they fucking wear a hood. From say, Dyke, to Bitch, to Tomboy, Madam, etc. Dirty Bitch, could be Petite Tomboy the next time she emerges from her house.
This is the levels of meta you get with disguise as it is currently. Yes there are people who use it appropriately. I'm not knocking them. There are others, who use the fact that hoods are essential identity glue as a weapon that doesn't make sense.
My solution.
If the hoodie, ski-mask or poncho fails, full head exposed barring additional layers. You failed your check, and that means your hood is gone. It fell, you positioned it wrong, something has occurred that has removed your disguise from at least your face, ears and hair.
Want to disguise your face, ears, and hair better? Get better at disguise, use a wig, contacts, etc, things which are expensive and fulfill the purpose of actually disguising your features. We have those options now, and hoods being a silver bullet isn't needed anymore.